Apply for Home Depot Consumer Credit Card
If you received an invitation from Home Depot in the mail to apply for their Home Depot Consumer Credit Card visit homedepot.com/applynow to complete the online application. The purpose of the letter is Home Depot has identified you as a consumer that meets their credit criteria for receiving a credit line from them.
If you get approved for a Home Depot credit card consider it as an opportunity to get your house in order. With the spring and summertime approaching this is a great time to start planning on some of the home improvement projects you’ve been putting off and with the Home Depot Consumer CC this is a step in the right direction.
When you visit the Home Depot application site you will need to enter a few details before getting started with the application. You will need to locate your “invitation number” which is found on your mailer. Enter the invitation number along with your last name and first 5 digits of your social security number on the homepage of the application site.
For consumers that may not have received an invitation in the mail but maybe heard about the offer from a friend, there is a way you can apply as well. At the bottom of the Home Depot credit card offer site there is a link “Apply With No Invitation” that is available for you to utilize and will take you to an online application.
When you reach the next stage of the application process you will also need to enter some personal information including your name, social security number, mortgage/rent amount, salary, etc. Once you’ve answered all the questions and finished the application it’ll take approximately 60 seconds to receive a decision on your acceptance.
If you do not receive an instant decision that means your account will need further processing and it may take a few more days in which you will be notified. The offer for the Home Depot Consumer Credit Card is only available for a limited time so apply before the offer date expires.
3 Ways to Submit Home Depot Consumer Credit Card
There are 3 ways to submit your Home Depot Consumer Credit Card application. The fastest and most convenient way is via their online application site. Just complete the form, submit it, and receive an instant decision.
Another alternative way to apply for the card and submit it is by completing the paper application that arrived in the mail and dropping it off at your neighborhood Home Depot store. The final way to submit your application is via mail. It will probably take up to 7 days for processing due to mail travel time and waiting for a decision on your acceptance.
What are the benefits of the Home Depot Card?
- Approved cardholders will receive no interest if their purchase ($299 minimum) is paid in full within 6 months. If your balance surpasses the 6-month mark interest will be charged beginning at the purchase date.
- Receive 1 year no hassle free returns which will be credited back to your Home Depot credit card
- Fraud protection guarantee against unauthorized charges
Like mentioned earlier, if you have upcoming home improvement projects that you want to start on consider getting them financed by Home Depot using the Home Depot Consumer Credit Card available for application online at homedepot.com/applynow.