Take advantage of an opportunity to apply for the Discover It card. Many potential customers of Discover received an invitation in the mail to apply for the It card and if they use the online application it will only take a few minutes to find out if they’re accepted and how much credit they’re approved for. Customers can also use the application form attached to the mailer they received but it will take over a week to find out their results due to mail travel time.
Through the online application found at discover.com/pickit customers can enter the 23 digit invitation code that is highlighted on their Discover letter and input it in the appropriate fields at the start of the application process. The entire application process is quick and easy only requiring 3 steps that may take a few minutes to complete. At the end of the process you will receive a determination of your acceptance.
Being a Discover cardholder has many benefits primarily being a reputable financial institution that everyone recognizes and respects. With their It card new members will enjoy a 14 month 0% introductory APR on purchases and balance transfers. Customers who are transferring balances can expect a 3% balance transfer fee.
The opportunity to earn cash back is available to members through their cash rewards program. Members will receive 5% in categories that change each quarter throughout the year up to the quarterly maximum. In addition there is 1% cash back on all other items that are purchased. All cash rewards never expire and can be redeemed at Amazon.com or receive cash.
Other perks offered with the Discover It card are no annual fees, no late fees on your first payment, no APR increase for paying late, no pay by phone fee, no foreign transaction fee, no overlimit fee, and free FICO credit score received on a monthly basis. Members will have the option to manage their account online and have access to all of their credit card information 24 hours 7 days a week via a username and password.