Are you looking to upgrade your credit card? Did you receive a letter in the mail from Discover inviting you to apply for their Discover It card? If you answered yes to both questions this is your chance to take advantage of a great opportunity. Customers can utilize the 23 digit invitation code that is highlighted on the letter you received in the mail and visit their online application center to apply for credit. The application process consists of 3 easy steps of entering your personal info details and within a few minutes you will receive a decision. Customers can apply online at discover.com/itshines.
The Discover It card has lots of benefits and features for its members that you may find better or no less than comparable than the current credit card you have. Perhaps the most attractive benefit is the rewards feature that offers 5% cash back on category items that rotate every quarter. There is also a 1% cash back option on all other purchases.
Here are some basic features that the card offers:
- No annual fee
- No late fee on your first payment
- Free online account access
- No over limit fee
- Free FICO credit score monthly
- No foreign transaction fee
- Speak to customer service 24/7
Newly approved Discover It members will receive 0% introductory annual percentage rate on purchases and balance transfers for 14 months. After the 14 month period expire the standard variable purchase APR will begin which is currently between 10.99% and 22.99%. For members considering transferring balances a 3% fee will be applied.
For faster service customers should utilize the online application center to complete their application or otherwise complete the paper application they received in the mail. The invitation code still applies for the mail in option and customers will need to wait a week or so before learning it they’ve been approved for credit.