There is a special offer for customers who have been pre-qualified by XCEL Federal Credit Union and rateGenius to receive an auto loan refinance. These customers were selected based on an acceptable credit rating identified by rateGenius. If you received a pre-qualification letter in the mail it will show your current loan rate and the pre-qualification rate that XCEL and rateGenius have approved you for. This is an offer that has an expiration date on it that customers have to respond by otherwise the offer becomes invalid.
Customers interested in applying for an auto loan refinance through rateGenius can visit their online application site at (xcel.rateGenius.com). The secondary way to apply is by calling 1-866-498-9990. When you visit the online application site you’ll need to be prepared to enter your name, vehicle that is being refinanced, phone number, email address, income, employment status, etc. After entering in this information you will be contacted by a representative by telephone for further application details.
On the back of the letter you received from rateGenius you’ll notice the terms and conditions that need to be met to qualify for their offer. It includes the loan amount that you’re eligible for, the year your vehicle must be in order to be approved, and any extra fees applicable. Your pre-approval for a loan refinance was based on certain acceptable criteria you met in your credit history.
rateGenius is in the business of helping consumers find the best rates on their auto loans. They work with over 200 banks and credit unions locating which one is interested in offering their customers a reduced auto loan refinance.